The only problem that is debatable is that it requires PoF , otherwise always upgrading your char to max efficiency is a requirement in a competitive game mode and should be done by everyone with no whining or complaining to give your team the edge. If you need money for PoF, mow a lawn, wash a car or just plain beg for money in the city with a sign saying I need money for a MMO mount, I would certainly give someone 1€ if I saw that =)